Mortgage Preferred Partners: Local Mortgage Loans & Expert Strategy.
Mortgage Preferred Partners is a local mortgage broker serving clients across NC, SC, GA, & FL, specializing in personalized financing solutions including FHA, VA, and niche programs for self-employed borrowers and investors.
- Ready to find the perfect mortgage?
- Don't settle for an online transaction.Â
At Mortgage Preferred Partners, we believe your financial future deserves more than a computer algorithm. Choose a dedicated, local broker who delivers personalized rates and reliable support from application to closing.
We offer a complete portfolio of home financing solutions, ensuring you have the optimal loan structure for your unique financial profile.
Conventional Financing
Flexible options for borrowers with strong credit, including low-down-payment programs and standard 15- and 30-year fixed terms.
FHA & VA Loans
Essential financing with low/no down payment. We handle FHA (3.5% down) and exclusive VA benefits for veterans (0% down).
Jumbo Mortgage Solutions
Specialized large-sum financing for high-value properties in NC, SC, GA, & FL that exceed conforming loan limits. Custom underwriting.
Bank Statement Loans
Financing for self-employed borrowers and independent contractors using 12-24 months of **business bank statements** instead of tax returns.
Real Estate Investor Loans
Specialized products for rental properties (DSCR, 1-4 units) and fix-and-flip financing, designed to maximize investor returns and speed.
Refinancing Strategy
Strategic counsel to lower your payment, reduce your term, or access home equity with a seamless Cash-Out Refinance.
Why So Many Choose Mortgage Preferred Partners
Choosing a **local team of experts** is the single best way to ensure a smooth, on-time closing. Our combined experience and personalized service exceed what national lenders can offer.
Broker Network & Best Rates
Our entire team shops across dozens of lenders instantly, guaranteeing you access to the most competitive mortgage rates** and most favorable terms available.
- Our average time to clear-to-close is 25 days.
- Access to a network of 60+ lenders to guarantee the best rate.
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Frequently Asked Questions (FAQs)
What is MPP Loans' average closing time?
Mortgage Preferred Partners (MPP) boasts an average clear-to-close time of 25 days, significantly faster than the industry average, thanks to our broker network and streamlined process.
How does MPP Loans guarantee the best rate?
As a mortgage broker, we shop your loan application across a network of over 60 lenders. This competitive process ensures clients receive the most favorable interest rates and terms available, which is something a single bank cannot offer.
Who qualifies for a Bank Statement Loan?
Bank Statement Loans are designed for self-employed borrowers, independent contractors, and 1099 workers who need financing but cannot use traditional tax returns to qualify. We typically review 12 to 24 months of business bank statements for income verification.
